Free · 2026 Edition

Home Buyer's
Blueprint

Everything that actually decides whether you get the house, in the order you will need it. Written for the 2026 Metro Vancouver market, with every tax threshold and rebate current as of this year.

Download the blueprint

17 pages · PDF · free · yours to keep

Home Buyer's Blueprint cover

The money

Down payment minimums, the stress test, and the two ratios lenders actually qualify you on. Plus the FHSA and Home Buyers’ Plan combination most first-time buyers should be running.

The breaks

The first-time buyer PTT exemption and exactly where the threshold sits, the newly built exemption, and the $50,000 GST rebate that became law in March 2026.

The deal

How an offer is actually built, how to win without simply paying more, the three-day rescission period, and a closing cost worksheet you can fill in.

What is inside

  1. 01Who You Are Working With
  2. 02The Roadmap
  3. 03Financing: The Mortgage
  4. 04Financing: What You Qualify For
  5. 05The Down Payment
  6. 06First-Time Buyer Incentives
  7. 07New Construction and GST
  8. 08Foreign Buyer Rules and Extra Taxes
  9. 09The Search
  10. 10Due Diligence
  11. 11Writing the Offer
  12. 12Negotiation and Multiple Offers
  13. 13Rescission and Subject Removal
  14. 14Completion and Closing Costs
eXp Realty 2025 Top Producers, Canada
#37
Individual agent eXp Canada 2025
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$105M+
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Greater Vancouver REALTORS® Medallion Club
Top 10%
Greater Vancouver 2023 & 2025