Every dollar you'll need at the closing table — PTT, foreign buyer tax, lawyer, inspection, appraisal, title insurance, and strata move-in. Toggle what applies. (GST on new builds is rolled into the mortgage, not cash-to-close.)
Purchase Price
Property Type
Exemptions & Status
Closing Costs
Typical range $1,000–$2,500 for a straightforward purchase. Complex deals (estate sales, multi-title, foreign buyers) cost more. Confirm with your lawyer.
Typical range $400–$1,500 depending on home size and complexity. Always recommended — never skip this on a resale home.
One-time cost (~$200–$500) protecting against title fraud, undisclosed liens, and survey errors. Usually arranged by your lawyer.
PTT Rate Tiers
First $200K
1%
$200K–$2M
2%
$2M–$3M
3%
Over $3M
5%
Cash Required at Closing
on $800,000 purchase
Down Payment
20% of $800,000
$160,000
Taxes
Closing Costs
Estimate only. Consult a qualified tax professional and legal advisor.
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